Retirement Calculator
Corpus and monthly SIP needed to retire comfortably
Monthly expense at retirement₹2,87,175
Retirement corpus needed₹7,71,48,478
Monthly SIP needed₹27,259
Your current savings will grow to₹0
Growth over time
Year-wise breakdown
| Year | Invested amount | Est. returns | Total |
|---|
| 1 | ₹3,27,105 | ₹20,160 | ₹3,47,265 |
| 2 | ₹6,54,210 | ₹80,506 | ₹7,34,716 |
| 3 | ₹9,81,315 | ₹1,85,687 | ₹11,67,002 |
| 4 | ₹13,08,420 | ₹3,40,891 | ₹16,49,311 |
| 5 | ₹16,35,525 | ₹5,51,908 | ₹21,87,433 |
| 6 | ₹19,62,630 | ₹8,25,195 | ₹27,87,825 |
| 7 | ₹22,89,735 | ₹11,67,960 | ₹34,57,695 |
| 8 | ₹26,16,840 | ₹15,88,240 | ₹42,05,080 |
| 9 | ₹29,43,945 | ₹20,95,008 | ₹50,38,953 |
| 10 | ₹32,71,050 | ₹26,98,270 | ₹59,69,320 |
| 11 | ₹35,98,155 | ₹34,09,193 | ₹70,07,348 |
| 12 | ₹39,25,260 | ₹42,40,236 | ₹81,65,496 |
| 13 | ₹42,52,365 | ₹52,05,298 | ₹94,57,663 |
| 14 | ₹45,79,470 | ₹63,19,888 | ₹1,08,99,358 |
| 15 | ₹49,06,575 | ₹76,01,309 | ₹1,25,07,884 |
| 16 | ₹52,33,680 | ₹90,68,867 | ₹1,43,02,547 |
| 17 | ₹55,60,785 | ₹1,07,44,102 | ₹1,63,04,887 |
| 18 | ₹58,87,890 | ₹1,26,51,045 | ₹1,85,38,935 |
| 19 | ₹62,14,995 | ₹1,48,16,509 | ₹2,10,31,504 |
| 20 | ₹65,42,100 | ₹1,72,70,411 | ₹2,38,12,511 |
| 21 | ₹68,69,205 | ₹2,00,46,127 | ₹2,69,15,332 |
| 22 | ₹71,96,310 | ₹2,31,80,898 | ₹3,03,77,208 |
| 23 | ₹75,23,416 | ₹2,67,16,274 | ₹3,42,39,690 |
| 24 | ₹78,50,521 | ₹3,06,98,611 | ₹3,85,49,132 |
| 25 | ₹81,77,626 | ₹3,51,79,632 | ₹4,33,57,258 |
| 26 | ₹85,04,731 | ₹4,02,17,044 | ₹4,87,21,775 |
| 27 | ₹88,31,836 | ₹4,58,75,232 | ₹5,47,07,068 |
| 28 | ₹91,58,941 | ₹5,22,26,030 | ₹6,13,84,971 |
| 29 | ₹94,86,046 | ₹5,93,49,588 | ₹6,88,35,634 |
| 30 | ₹98,13,151 | ₹6,73,35,328 | ₹7,71,48,479 |
Results are estimates for illustration only and not financial advice. Actual returns vary.
About the Retirement Calculator
This calculator estimates the money you need at retirement to cover your expenses until a chosen age, after allowing for inflation. It then shows the monthly SIP that could build that corpus.
Enter your age, expenses and assumptions. Use cautious return and inflation numbers.
Formula used
Expenses at retirement = today's expenses × (1 + inflation)^years. The corpus is the present value of those expenses, growing with inflation, until your chosen age.
Frequently asked questions
How much corpus do I need?
It depends on your expenses, inflation and how long you will live. Try different ages and rates.
Are medical costs included?
Only if you include them in your monthly expenses. Health costs often grow faster than general inflation.
Is this financial advice?
No. It is an estimate for planning. A qualified advisor can look at your full situation.
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